---
title: Why does the cost of capital vary between cycles?
description: The cost of capital (CoC) can change from one cycle to the next because it’s tailored to your cash flow needs and repayment capabilities. Each cycle is designed by our platform to keep your business o
---

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# Why does the cost of capital vary between cycles?

The cost of capital (CoC) can change from one cycle to the next because it’s tailored to your **cash flow needs and repayment capabilities**. Each cycle is designed by our platform to keep your business on track — giving you the right balance between growth capital and healthy cash flow.

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